a family tradition
Frequently asked questions
https://www.tdi.texas.gov/rules/2006/0609-059.html
REQUIRED NOTICE TO INSURANCE CLAIMANTS FOR MOTOR VEHICLE REPAIRS
BY LAW, YOU HAVE THE RIGHT TO SELECT WHERE YOUR MOTOR VEHICLE IS
REPAIRED AND THE PARTS USED FOR REPAIRS. HOWEVER, AN INSURANCE COMPANY
IS NOT REQUIRED TO PAY MORE THAN A REASONABLE AMOUNT FOR SUCH REPAIRS
AND PARTS. YOUR STATUTORY RIGHTS REGARDING MOTOR VEHICLE REPAIRS ARE
EXPLAINED IN THE COPY OF THE INSURANCE CODE, ARTICLE 5.07-1, PRINTED ON THE
REVERSE SIDE OF THIS NOTICE OR ATTACHED TO THIS NOTICE. IF THE DAMAGE TO
YOUR VEHICLE IS COVERED BY AN INSURANCE POLICY, THE NATURE OF THE
COVERAGE AND YOUR LEGAL RIGHTS UNDER THE CONTRACT ARE DESCRIBED IN
MORE DETAIL IN THE APPLICABLE POLICY. [IF YOU ARE INSURED BY THE COMPANY
FOR THE DAMAGE, YOUR RIGHTS ARE EXPLAINED IN MORE DETAIL IN YOUR
INSURANCE POLICY.
In Texas, drivers have the right to choose their preferred auto repair shop, even when their
insurance company recommends a specific one. This right is protected by Texas law, which
prevents insurance companies from forcing customers to use a particular repair facility. Drivers
can select any shop they trust and inform their insurance provider of their choice.
Key points about this right:
● Freedom of Choice: Texas law ensures drivers are not restricted to using a specific
repair shop recommended by their insurance company.
● Informed Decision: While insurance companies may recommend a shop, drivers can
choose a different one and inform their insurer.
● Reasonable Costs: Insurance companies are not obligated to pay more than a
reasonable amount for repairs, regardless of the chosen shop.
● Steering is Prohibited: Insurance companies cannot pressure or steer customers
towards specific repair shops.
● Transparency: Drivers have the right to receive a written estimate before repairs begin
and should be informed of any additional necessary repairs.
● Quality Workmanship: Drivers are entitled to expect quality workmanship and can
question the repair process if needed.
